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Bajaj General Insurance

Bajaj Allianz General Insurance is a private general insurance company in India that was founded in the year 2001. It is a joint venture between Bajaj Finserv Limited owned by the Bajaj Group of India and Allianz SE, a German financial services company. In this venture, Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz SE. The company is headquartered in Pune with branches in more than 200 cities in India as of 2015.
Bajaj Allianz health insurance offers a host of plans to help meet the health care needs of both individuals and groups. The health insurance plans by Bajaj Allianz can now be purchased online in the most convenient way. The range of health plans by Bajaj Allianz is diverse, and is known for its competitive pricing and efficient claims settlement.

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Plans offered by Bajaj Allianz Life Insurance

Bajaj Allianz health insurance policy protects you against health emergencies, and gives access to medical care and treatment through its wide network of 5700+ hospitals across the country. In addition to this, there are multiple benefits that Bajaj Allianz health insurance plans come with, like pre and post hospitalization expenses, cashless treatment, daily cash allowance, ambulance charges, etc.Here are the most favored yet affordable health insurance plans offered by Bajaj Allianz Insurance online: -

    Plan Name : Personal Guard - Accident Health Insurance Policy

      About the Plan:

      Life is uncertain, and this plan, Personal Guard, is a health insurance by Bajaj Allianz which secures your family against accidental uncertainties.

      • You can choose between Basic, Wider and Comprehensive covers, respectively, according to your requirements.
      • The plan covers you against Death, Permanent Total Disability, Permanent Partial Disability and Temporary Total Disability.
      • In case of Death and Permanent Total Disability, this plan helps you secure your child’s education with the Children's Education Bonus

          Benefits

          • As defined in the the policy coverage, you will receive a certain percentage of sum assured. Medical and hospitalization expenses due to an accident will be covered.
          • Highest compensation of 125% of the sum insured will be payable in case of permanent total disability.
          • You can also earn cumulative bonus at the rate of 10% per claim free year to a maximum of 50%. Cumulative Bonus, in simple terms, is the bonus which accumulates year on year for successive claim-free years.
          • A boon for many insurance buyers, this policy also offers family discount of 10%.

              Plan Name : Health Insurance Plan For Family - Health Guard

                About the Plan

                Your life revolves around your family; hence securing your family should be your first priority. This family floater Bajaj Allianz health insurance policy covers your entire family including your parents, spouse and children, against medical emergencies. Secure your whole family with one health insurance plan, and save yourself from the hassle of paying multiple premiums for every member of your family.

                • The amount of Sum Insured ranges from 1.5 lacs up to Rs. 50 lacs.
                • Tailor your policy term as per your needs with options of 1, 2 and 3 years available.

                    Benefits

                    • The policy covers medical expenses, such as pre and post hospitalization, treatment, ambulance charges, organ donor expenses and bariatric surgery, all under one health insurance plan.
                    • You get cover for Ayurvedic and Homeopathic hospitalization as well as maternity and new born baby expenses cover, which most health insurance plans do not cover.
                    • Get free preventive health checkup every 3 years irrespective of a claim.
                    • Avail cashless treatment at over 5700 network hospitals across India.
                    • Save up to Rs. 60,000/- under Sec 80D of IT Act, 1961 on your tax deductions
                    • Add-on benefits include -
                      • Sum reinstatement benefit – Your Sum Insured gets reinstated
                      • 10% cumulative bonus benefit for every claim free year which can go up to 100%
                      • Discount of up to 20% for co-payment option
                      • Recuperation (health recovery) benefit of up to Rs. 7500/- per year

                      Plan Name : Silver Health Plan for Senior Citizens

                        About the Plan

                        Health care costs have risen rapidly over the year, so much so that facing a medical emergency can leave you cash-strapped even if you have a regular source of income. Plan for the unexpected and secure yourself and your spouse against any unforeseen medical emergencies with Bajaj Allianz's Silver Health Plan for senior citizens.

                        • An annual policy, this covers you and your spouse on an Individual Sum Insured basis.
                        • The entry age is from 45 to 70 years.
                        • of the amount of Sum Insured options ranges from Rs. 50,000 to Rs. 5, 00,000.

                            Benefits

                            • The policy covers medical expenses, pre and post hospitalization expenses, ambulance charges in an emergency, pre-existing illnesses (from the second year of the policy), and 130 day care procedures.
                            • You are entitled to get a health checkup at the end of four continuous claim-free years.
                            • Avail cashless claim facility at 5000+ network hospitals.
                            • Save up to Rs.15000/- p.a. on insurance premium, as it falls under section 80D.
                            • Add-on benefits include-
                              • Cumulative bonus of 10% for every claim free year up. This bonus can go to a maximum of 50%.
                              • Family Discount of 5%.

                            Benefits

                            Claim Process at Bajaj Allianz General Insurance

                            The Bajaj Allianz health insurance claims process is of two types -

                            Review of Bajaj Allianz General Insurance Company Ltd.

                            Bajaj Allianz health insurance has a wide portfolio of health insurance plans to suit the varied healthcare needs of individuals and groups. On the basis of customer loyalty survey conducted by Indian Market Research Bureau (IMRB), Bajaj Allianz GIC was ranked 2nd amongst the top health insurance brands in the country. The company was chosen as one of the best Health Insurance Providers of the Year by Outlook Money Awards 2015 for best-in-class innovative health products and excellent claims management.
                            Compare Bajaj health insurance plans on Insurance Inbox before you buy, to make the right choice as per your health insurance needs!

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