The Future Generali Health Insurance Company, headquartered in Mumbai, was formed in 2006, with the coming together of India’s Future Group, and Italy’s major insurance company, Generali Group. The company brought in a host of insurance products to the Indian market. This is a private company that aims to provide services to its customers, using the combination of the global leadership expertise of the Generali Group and the knowledge of the Indian market of the Future Group. Together, the two groups bring to the insurance industry, some of the best market practices from within and outside India.
Offering a range of general protection solutions, including health insurance, the Future Generali Co. Ltd. offers group plans as well as individual policies in its health insurance segment. You can also buy Future Generali health insurance online.
Health insurance by Future Generali provides the insured person coverage against a number of health related emergencies, by providing them with cashless facilities in 4200+ hospitals across the country. In addition to this facility, there are also a number of other benefits, like pre and post hospitalization charges, tax deductions, daily cash allowance, etc., under the Future Generali health insurance plans.It is very important that you compare Future Generali health insurance plans before you purchase, so you can be sure that you are buying a plan that suits your requirements perfectly. Some of the most popular Future Generali health insurance plans are:
Plan Name : Future Health Suraksha: Individual
About the Plan:
This plan helps you stay covered against financial burdens that might be placed on you in case of any unforeseen circumstances.
Plan Name : Future Health Suraksha: Family
About the Plan
Securing the well-being of the members of your family is very important for everyone. This health insurance plan covers the hospitalization expenses of an individual, as well as their family.
Plan Name : Future Criticare
About the Plan
This health plan is designed to provide people with insurance benefits for when they are diagnosed with any of the covered critical illnesses.
The procedure to put in a claim against a health insurance plan is of two types:
Future Generali offers its customers a wide range of health insurance plans that can be customized to suit the varied needs of groups and individuals. The main aim of the organization is to bring affordable healthcare to the Indian population and with that in mind, it focuses on quality, forming customer relationships, and in simplifying the claims process. Future Generali Health Insurance had a claim-settlement ratio of 90.26% for the year 2015-2016. The ratio of the company’s total payout in the form of claims to the amount taken in as premiums (incurred claim ratio) is 81.53%