National Insurance Company Ltd. (NICL) is known to be India’s oldest running General Insurance Company, which was incorporated on the 5th of December, 1906. Headquartered in Kolkata, the company’s formation aimed to fulfill the nationalist aspiration for Swaraj. After nationalization, 66 years later, the company was merged with 21 foreign and 11 Indian companies to form the one of the 4 subsidiaries of the Government of India, the National Insurance Company Ltd. It is owned by the General Insurance Corporation of India.
NICL offers a range of coverage policies targeting at different sectors, health being a major one. Health insurance by National is a flexible insurance product, tailored to meet customers’ personalized requirements; it can fulfill the financial needs of individuals and their families.
National health insurance plans come with numerous benefits. To start with, they basically offer comprehensive coverage to individuals and their family in case of medical emergencies. Customers can choose from a range of plans and avail family floaters too, to cover their entire family. Here are the most favored yet affordable health insurance plans offered by National health insurance –
Plan Name : National Mediclaim Policy
About the Plan:
National Mediclaim Policy is coverage for you and your family that covers hospitalization expenses incurred for treatment of an illness or disease, or for any injury sustained by the insured person(s). Some of the key features of this policy are:
Plan Name : National Mediclaim Plus Policy
About the Plan
National Mediclaim Plus Policy, as an extension of the basic policy, offers a comprehensive coverage that goes beyond the traditional covers, and safeguards against higher health care costs. The policy makes health related services much more easily accessible, and some of its salient features are:
Plan Name : Parivar Mediclaim Policy
About the Plan
Parivar Mediclaim is a floater policy that provides protection to the policy holder’s entire family against the financial burden of hospitalization, treatment for illness or disease, and accidental injury. The key features of the policy are:
Based on the terms of the National health insurance policy, an insurance claim is a formal request made to National Health General Insurance to get the expenses incurred at a medical facility, reimbursed. Once you request a claim, the company reviews the claim for its validity and then pays out to the insured.
National Insurance Company Ltd. has been recognized as one of India's Premium financial sector brands by The Economic Times. NICL is acknowledged as the backbone of Indian insurance system, which plays a significant role in helping people live better lives across the country. The National health insurance plans are among some of the most sought after and trusted.
Compare National health insurance plans with several other plans offered at Insurance Inbox, and make the right choice as per your health insurance needs!