Established in 1947 in Bombay as a wholly owned subsidiary of Oriental Government Security Life Assurance Company Ltd., Oriental Insurance Company Ltd. is one of India’s oldest insurance companies. In the present day, it has its head office in Delhi along with 30 regional offices and 1800+ operating offices across the country.
The Oriental Insurance Company offers a number of health insurance plans that can cover every walk of life, for an individual as well as their family. Health insurance plans by Oriental can be customized as per an individual’s needs, and the option to buy and renew Oriental health insurance online is also available.
With an Oriental health insurance policy in place, you are spared a lot of financial burden that occurs in times of medical exigencies. These health insurance plans provide a number of benefits like cashless treatment at over 1500 network hospitals, pre and post hospitalization charges, coverage of day care treatments, etc. To make an informed choice, it is very important to compare Oriental health insurance plans before you choose one. While Oriental health insurance has quite a number of plans to offer, the most popular of these are:
Plan Name : Oriental Individual Mediclaim Policy
About the Plan:
This plan is mainly meant for individuals, and take cares of all the health related expenses that are accrued during the policy tenure. Subject to an upper age limit, the policy can also be indefinitely renewed online. The policyholder is covered for the medical expenses incurred during hospitalization in the following cases:
Plan Name : Health of Privileged Elders (HOPE)
About the Plan
This is an insurance plan that has been designed for senior citizens who are above the age of 60 years. This policy offers a basic health insurance plan, along with a number of other benefits that are generally not covered under most policies; like ambulance charges, cost of prosthetic devices, charges for prescription drugs, etc. This insurance plan covers specific diseases, including:
Plan Name : Happy Family Floater policy
About the Plan
This family floater plan is available in two versions – Gold and Silver – and provides coverage to an individual and their immediate family under a single policy. The total money that is offered as a Sum Insured under this policy is a single Sum Insured for the entire family.
Oriental Health Insurance has a very well-defined claim settlement system. The claims are basically of two types:
Note:In case of emergency admission to a hospital, you must notify the Oriental Insurance Company within 24 hours of being admitted.
The Oriental Insurance Company is one of the oldest health insurance companies in the country and has a wide and dependable network of offices today. The company has evolved with the changing needs of insurance buyers, to cater to their present day needs. The company also has excellent standing and awareness among the people of India, as it has a very credible ratio for claim settlements with very few claim rejections.