One of the leading general insurance companies of India, Reliance General Insurance is a trusted name that has a huge customer base from across industries and domains. The company has over 139 offices and more than 12,000 arbitrators across the country. Reliance offers a host of insurance solutions to its patrons with respect to motor, home, health, travel, and much more. Also, they have recently launched India's first Over-The-Counter health & home insurance policies, promising complete convenience for their customers and guaranteeing satisfaction.
Health insurance by Reliance is one of the most sought after products and their wide portfolio of plans ensures that there is something for everyone, matching their needs and budget. Every Reliance Health Insurance plan is developed to provide a sense of relief in times of emergencies, by covering the medical expenses incurred due to sudden illnesses or accidents. With Reliance’s all-day online and tele-calling services, the brand makes insurance more accessible to everyone.
Reliance health insurance has an impressive range of plans, each developed to meet the different financial needs in case of a medical emergency. These plans are available on individual basis as well as on family floater basis. Reliance health insurance plans are broadly of three kinds – a conventional insurance policy called the HealthGain Plan and two specific coverage policies that protect against Critical Illnesses and Personal Accidents.
Listed below are the benefits and features of each of the Reliance health insurance plans:
Plan Name : Reliance HealthGain Plan
About the plan
Reliance HealthGain is the latest offering from Reliance General that caters to individuals and their families. The individual cover offers a basic protection in the range of ₹ 3,00,000 to ₹ 18,00,000 for those between the ages of 5 years and 65 years. The plan, as a family floater, covers health costs of the entire family, ranging from ₹ 3,00,000 to ₹ 18,00,000.
Plan Name : Reliance Critical Illness Plan
About the plan
The Critical Illness policy, as the name suggests, helps cover medical expenses and offers a lump sum amount in case of the diagnosis of any of the 10 critical illnesses that are listed in the policy. Under this policy, life threatening illnesses are categorized as Category I and lifestyle disabilities as Category II.
Plan Name : Reliance Personal Accident Plan
About the plan
While most health plans talk about covering the expenses related to illnesses and diseases; this benefit policy helps you remain protected against financial losses that are experienced due to death or disability resulting from an accident.While most health plans talk about covering the expenses related to illnesses and diseases; this benefit policy helps you remain protected against financial losses that are experienced due to death or disability resulting from an accident.
Steps to file a claim for your Reliance health insurance plan
For a cashless claim procedure at a network hospital
For a reimbursement claim procedure at a non-network hospital
Post approval, in case of a cashless claim
For approval, in case of a reimbursement claim
Reliance General Insurance is one of the leading private insurance providers in India. Reliance General Insurance is known to offer a customized list of insurance products that include motor, health, travel insurances, and specific products such as student travel insurance, as well as over 94 other products. These cater to the corporates, SMEs, as well as individual customers. With a 95.87% incurred claims ratio* for the year 2015-16, Reliance health insurance policies are among the most preferred.
The golden rule while buying a Reliance health insurance online is comparing different policies, because not all policies offer the same coverage for the same amount. Ideally, you should compare Reliance health insurance plans to look for an affordable insurance policy that is perfectly suited to your needs. *The ratio of the amount of money paid as claims to the amount of money collected as premium by the company.