The ICICI Lombard General Insurance Co. Ltd. is a joint venture between the second largest bank in India, ICICI Bank Limited, and a Canada-based financial services company, Fairfax Financial Holdings Limited. Since its inception, the company has evolved to being one of the largest private sector insurers in the country, the Gross Written Premium (GWP) of which is around ₹ 83.07 billion. ICICI Lombard General Insurance Co. Ltd. brings together the combined expertise of two individual enterprises to the Indian market, which has been a factor in the company becoming a popular insurance provider.
ICICI Lombard offers a number of insurance solutions to companies as well as individuals, in the form of business and personal financial protection plans. In fact, you can now conveniently buy ICICI Lombard health insurance online, something that makes health insurance much more accessible to a bigger pool of people.
With ICICI Lombard health insurance policies, you can be assured of getting timely financial assistance in medical emergencies as you have access to medical treatments through its large network of 4500+ hospitals all across India. In addition, you can also avail the extended benefits of the ICICI Lombard health insurance policy that include cashless treatment, ambulance charges, daily cash allowance, pre and post hospitalization expenses, and much more.
Health insurance by ICICI Lombard is available in three different plans:
Plan Name : Complete Health Insurance
About the plan
This plan is a complete health insurance solution that provides coverage to the main insured as well as the family members. There are two coverage options available under this plan, Individual and Floater. Under the individual plan, the policy is taken for each member separately and the premium is also payable for each member. In the Floater plan, the entire family is covered for a particular amount (sum insured) and a single premium covers all the members.
Plan Name : Health Booster
About the Plan
This is a super top-up (a flexibility that allows the policyholder to increase his fund value by paying an amount, without much charges attached) insurance plan that offers extended coverage for expenses that are not covered under the base plan.
Plan Name : Personal Protect Insurance
About the Plan
The Personal Protect Insurance by ICICI Lombard is a policy that provides coverage for Permanent Total Disability (PTD) and Accidental Death. This policy also covers terrorism, and you can also get an additional cover for Accidental Hospitalization Expenses and Accidental Hospital Daily Allowance.
First and foremost, you must compare ICICI Lombard health insurance plans for the one that suits you best. As for the claims process, you get a guaranteed response within 4 hours of a cashless claim and within 14 days of a reimbursement claim.
If you are the one who is insured, you can place a call at the toll free no. 1800 2666 or forward an SMS "HEALTHCLAIM" to 575758.
With a host of health insurance products to its name, ICICI Lombard has managed to carve a distinct niche in the Indian Insurance Market. The company has also been consistently recognized for its customer-centric approach and has a favorable claim settlement ratio of 82.09%. It also has an in-house health claim processing and wellness center, called the ICICI Lombard health Care to provide customers with the best services whenever required.
Make an informed decision, compare ICICI Lombard health insurance plans at Insurance Inbox, and buy the one that suits you the best.