L&T General Insurance Co. Ltd. is a subsidiary that is owned in its entirety by Larsen & Toubro Ltd., which is one of the largest business enterprises in India. The company has introduced to the Indian markets, assurance solutions for all segments, ranging from individuals and small and medium enterprises to large corporates. These assurance products cover all lines of insurance including motor, health, property, casualty, etc. The company also has a number of rural and micro insurance plans in order to reach all strata of the Indian society. L&T General Insurance has a strong financial advantage that couples with a history in technology.
A part of the main company, the L & T Health Insurance Company has a huge range of comprehensive health plans that are customer centric, customizable, and cover a wide variety of needs and requirements. Health insurance is truly a line that is seeing growing importance and in keeping with that growth L & T offers numerous options to their customers.
With a view to help provide a financial buffer to people in times of medical emergencies, L & T Health Insurance provides you with access to cashless treatment facilities at over 3000 network hospitals. These plans come with numerous benefits like covering expenses for day care procedures, pre and post hospitalization expenses, ambulance charges, and so on.
Some of the most popular health insurance plans by L & T Health Insurance are listed below:
Plan Name : Medisure Prime Insurance
About the plan
This health insurance plan offers protection on individual basis as well as on family floater basis.
Plan Name : Medisure Super Top-Up Insurance
About the plan
This is a plan that can be bought to top-up your existing medical insurance beyond the coverage that is already provided.
Plan Name : Personal Accident Insurance
About the plan
Life is unpredictable and unfortunate incidents might occur without warning. This health insurance has been introduced to allow the insured person and their family to remain safe after any such incident.
Claims under health insurance by L & T are of two types:
In case of an emergency hospitalization, the company within will have to be notified 24 hours of admission. For planned emergencies, the company needs to be notified 48 hours before the hospitalization. Claim intimations can be done via L & T's toll free number or via email.
L & T is backed by many experienced insurance professionals and the name of a trustworthy brand. The company without doubt, delivers unbeatable services. They have stringent guidelines about the response times for claims and an Incurred Claims Ratio of 46.52%. This has helped them reach the top in the insurance industry.
Owing to the numerous types of plans available with varying features and advantages, you should always choose a policy with care. Compare L & T health insurance plans on Insurance Inbox, to make sure you get the right plan, based on your needs.