Health Gain Insurance
Reliance Health Gain is a product by Reliance General Health Insurance (part of the Reliance Group). It comes in 2 variants Plan A and Plan B offering unique features such as policy service guarantee, wellness solutions and girl child discount in floater option.
You don’t have to pay even a single paisa from your own pocket in more than 5000+ network hospitals, for all the treatments that are covered by the policy. The Insurer shall pay for your treatment directly to the hospital, maximum up to Sum Insured.
Insurance company will pay for more than 140 treatments that would require hospitalization for less than 24 hours. (Due to advancement in Technology). Please refer the terms for exact list of procedures.
You will have the option of seeking medical help from a Doctor through telephone or online. You can also access health related information on the Reliance health site
Get covered for all your claim related medical expenses 60 days before your hospitalization and upto 60 days after your discharge. This list may include follow-up visits, medication, diagnosis, etc.
Medical expenses of organ donor are covered up to 50% of the Sum Insured, in case of organ transplant subject to maximum
You can claim upto Rs.1500 to 3000 depending on the type of plan you choose for necessary transportation fares by Ambulance.
If you exhaust your entire sum insured & cumulative bonus (if any) and still require further hospitalisation for any related or unrelated illness, your sum insured will be recharged at no extra cost.
In case the policy issual is delayed by 10 days even after submitting all documents, you will receive a onetime additional Sum Insured of Rs.10,000 to 20,000 depending upon plan type.
You can get awesome discounts on various, value-added wellness services and choice of various online solutions through wellness program.
You need to take care of yourself so that you can provide your loved ones with all they need. Protect your health from any unwarranted financial troubles by opting for a health insurance plan.
Your family means the world to you and is the most precious thing in your life. You would want to protect it at all costs. Protect your family with health insurance plan so that no financial problem can burden your family.
The amount paid on accidental death of the insured person
There are mainly 6 types of medical expenses incurred as far as the organ donor is concerned: Organ screening for compatibility, Pre-hospitalization costs, Hospitalization Costs, Organ transplantation surgery, Post-surgery complications & recovery, Post Hospitalization Costs for the Donor
Hospitalisation Expenses means the medical treatment costs that is necessary andreasonable in scope to treat the condition for which the Insured Person was Hospitalisedto the extent that such cost does not exceed the reasonable charges. The patient has to be in the hospital for at least 24 hours. Generally covers ICU charges, surgery, anaesthesia, doctor's charges etc.
Pre-hospitalization expenses include various charges related to medical tests before an individual gets hospitalized. Post hospitalization expenses include all expenses or charges incurred by an individual after he or she is hospitalized.
Domiciliary Hospitalization is the treatment of the patient taken at home due to lack of accommodation in the hospital/nursing home or the patient's condition being such that he/she cannot be shifted to the hospital
The charges for transporting the insured person via ambulance before and after the hospitalization are covered under ambulance charges.
Day Care Treatment refers to medical treatment and/or surgical procedure which is undertaken under General or Local Anaesthesia in hospital / day care centre in less than 24 hours because of technological advancements. The expenses for these tratments are day care treatments.
Hi Dr. Mamtaa Goel, I am looking for a Health Insurance cover. Can you please brief me about this product
Reliance Health Gain provides a wide range of sum insured options from 3Lakhs to 18 Lakhs for the entire family. Apart from the coverage it offers special discount for women and girl child, wellness solutions, Domiciliary and Organ Donor expense.
Thank you so much for your help...
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Dr. Nandagopal Pothula has been in the field of Finance and Insurance for the past 19 years. He was the Senior Vice Presidentat Birla Sun Life Insurance and also served as the CEO of Reliance Life Insurance before founding India First Life Insurance Company. He is the CEO of Insurance Inbox.
Kamalakar Sai has 22 years of experience in finance and insurance background. He has held key managerial positions at Birla Sun Life Insurance, Reliance Insurance, India First Insurance and is currently serving as the Director of Geosansar Insurance Brokerage Private Limited.
Mamtaa Goel is the Business Director at Insurance Inbox. She has an excellent 12 year record in the field of Insurance having served in senior managerail capacities at Reliance Insurance, TTK Healthcare and IndiaFirst Life Insurance.
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