SBI General Insurance Company Limited is a joint venture between State Bank of India (SBI) India's largest bank and Insurance Australia Group (IAG) a general insurance group with operations based in Australia, New Zealand, and Asia. In the merger, SBI possesses 74% and IAG owns 26% of the partnership.The company has a presence in 56 cities pan India and has established itself in nearly 14,000 State Bank of India branches.SBI General Insurance covers motor, health, travel, personal accident, and home insurance for individuals, groups, commercial, and corporates.
SBI health insurance offers a host of plans to cover a maximum of 4 family members including up to 2 adults and 2 children. SBI health insurance plans include benefits such as medical treatment, pre and post hospitalization cover, and health check-ups after every 4 claim-free years under the policy. The health plans are renewable for your entire lifetime.You can purchase SBI health insurance online on Insurance Inbox in a hassle-free manner.
Plan Name : Health Insurance
About the Plan
This SBI health insurance policy offers individual coverage, but can be extended to a family floater plan to cover your family members under one single policy.
Plan Name : Arogya Premier Policy
About the Plan
This health insurance by SBI has been specially designed for high net-worth individuals. With wider medical coverage options, the policy allows you to avail medical treatment from top medical experts.
Plan Name : Critical Illness Insurance Policy
About the Plan
This SBI health insurance policy covers you against a list of thirteen important critical illnesses. Similar to other critical illness policies, this policy also provides a fixed amount of money to the insured upon diagnosis of a critical illness, irrespective of the actual medical costs.
Health insurance needs differ from person to person, and the “one size fits all approach” doesn’t work with insurance. Hence, it is best to compare SBI health insurance plans on Insurance Inbox before you purchase a health insurance policy.
The claim process for SBI health insurance plans is fast and transparent. The dedicated claims team tries its level best to deliver convenient customer service for managing and settlement of all claims, and they have managed to maintain a claim settlement ratio of around 93% (2015-16). The company has around 3000+ network hospitals and Third Party Administrators (TPA), licensed by the IRDA. To ensure a fast and smooth claims process, the company has in-house health claim unit desks at every network hospital.You can file a claim for your SBI health insurance policy, in the following two ways
SBI General Insurance Company Limited, with its robust multi-distribution channels, includes over 11,000 IRDA certified SBI & its Associate Bank employees and over 4,800 Agents. Offering a range of competitive general insurance plans for varied customer segments, SBI General Insurance Company has established a strong customer base all over India. The Company has a network of 3000+ hospitals, with 27330 policies issued till date and an Incurred Claims Ratio of 54.41%, which is the overall value of the claims settled by the company, divided by the overall value of the premiums received for the year 2015-16.