Medi-Classic Insurance Policy (Individual)
Medi Classic Insurance from Star Health is a policy that provides for reimbursement of hospitalization expenses incurred as a result of illness/diseases/sickness and/or accidental injuries. This policy assures peace of mind when the health care cost is increasing.
You don’t have to pay even a single paisa from your own pocket in more than 4500+ network hospitals, for all the treatments that are covered by the policy. The Insurer shall pay for your treatment directly to the hospital, maximum up to Sum Insured.
The sum insured is automatically restored by 200% when the sum insured is fully exhausted during the policy period.
This plan covers alternative medical practices up to 25% of sum insured for a maximum of up to INR 25,000 per policy period.
You can claim upto Rs.750 per hospitalization and upto a max of Rs.1500 per policy period - spent on ambulance charges from one Hospital to another Hospital. This would be helpful for advanced/better equipped medical support/aid required for rescuing your health condition.
This plan will cover the expenses you incured towards cost of health check-up up-to 1% of the sum insured up to a maximum of Rs.5,000 for sum insured above 2,00,000 and above after every 4 claim free years
You can get relief under section 80D of the Income Tax Act 1961 on the payment of the premium.
You will get covered for all your claim related medical expenses 30 days before your hospitalization and upto 60 days after your discharge. This list may include follow-up visits, medication, diagnosis… etc.,
Insurance company will pay for more than 101 treatments that would require hospitalization for less than 24 hours. (Due to advancement in Technology). Please refer the terms for exact list of procedures.
Choosing this cover help you to Rs 500 per day as Hospital cash benefit for each completed day of hospitalization; maximum Rs 1500 per hospitalisation and up to Rs.3000 per policy year
This plan covers pays attendant charges after discharge @ Rs 400 per day up to maximum of 5 days per hospitalisation, for patients above 65 years of age.
You need to take care of yourself so that you can provide your loved ones with all they need. Protect your health from any unwarranted financial troubles by opting for a health insurance plan.
Your family means the world to you and is the most precious thing in your life. You would want to protect it at all costs. Protect your family with health insurance plan so that no financial problem can burden your family.
The charges for transporting the insured person via ambulance before and after the hospitalization are covered under ambulance charges.
Hospitalisation Expenses means the medical treatment costs that is necessary andreasonable in scope to treat the condition for which the Insured Person was Hospitalisedto the extent that such cost does not exceed the reasonable charges. The patient has to be in the hospital for at least 24 hours. Generally covers ICU charges, surgery, anaesthesia, doctor's charges etc.
Pre-hospitalization expenses include various charges related to medical tests before an individual gets hospitalized. Post hospitalization expenses include all expenses or charges incurred by an individual after he or she is hospitalized.
Day Care Treatment refers to medical treatment and/or surgical procedure which is undertaken under General or Local Anaesthesia in hospital / day care centre in less than 24 hours because of technological advancements. The expenses for these tratments are day care treatments.
Many insurers these days provide health check up feature for its insured members per some number of years. Many insurers also provide these check-ups as cashless at their network hospitals
It has been observed that a combination of conventional and alternative medical therapies quicken & aid the process of recovery. It relates to Ayurveda, Sidha, Unani and Homeopathy treatments. The expenses for such treatments are alternative treatment expenses.
Hi Dr. Mamtaa Goel, I am looking for a Health Insurance cover. Can you please brief me about this product
In my opinion medi classic is one of a kind product that provides classic health insurance benefits to the customer. The best thing about this plan is that it also covers non- allopathic treatment upto a certain limit. The insured will also gets the benefit of automated restoration.
Thank you so much for your help...
It’s my pleasure. Please feel free to ask whatever questions you have. Myself or my friends will try our best to answer. Just click the below button and ask your questions.
Dr. Nandagopal Pothula has been in the field of Finance and Insurance for the past 19 years. He was the Senior Vice Presidentat Birla Sun Life Insurance and also served as the CEO of Reliance Life Insurance before founding India First Life Insurance Company. He is the CEO of Insurance Inbox.
Kamalakar Sai has 22 years of experience in finance and insurance background. He has held key managerial positions at Birla Sun Life Insurance, Reliance Insurance, India First Insurance and is currently serving as the Director of Geosansar Insurance Brokerage Private Limited
Mamtaa Goel is the Business Director at Insurance Inbox. She has an excellent 12 year record in the field of Insurance having served in senior managerail capacities at Reliance Insurance, TTK Healthcare and IndiaFirst Life Insurance.
I have been very impressed with your response. When I think of Insurance Inbox I think of two things easy to use and support when I need it.
I realized that I must buy health Insurance first and Insurance Inbox provided me the cheapest and easiest way to get insurance in few minutes.
Insurance Inbox changed my perception towards insurance. It simplified my policy for me , took the stress away and keeps me secured.