Red Carpet Health Insurance Policy
Star Health's Red Carpet Health Insurance Policy is aimed specifically for senior citizens. It provides cover to anyone from the age of 60 and permits entry right up to the age of 75 with continuing cover thereafter till lifetime. It is our way of caring for the generation that has done so much to build the country we have today.
You don’t have to pay even a single paisa from your own pocket in more than 7900+ network hospitals, for all the treatments that are covered by the policy. The Insurer shall pay for your treatment directly to the hospital, maximum up to Sum Insured.
No Pre-acceptance medical screening/ check-up is required, in order to avail this policy.
All the Pre-existing diseases are covered from the second policy year. Only 1 year of waiting period is applicable for pre-existing diseases
You need to take/ enter the policy below 75 years and you can keep renewing the policy lifelong.
You can cover the expenses incurred as an outpatient towards medical consultation in network hospitals up to the limits mentioned in the terms.
You can claim upto Rs.600 per hospitalization - spent on ambulance charges from one Hospital to another Hospital. This would be helpful for advanced/better equipped medical support/aid required for rescuing your health condition.
You can get relief under section 80D of the Income Tax Act 1961 on the payment of the premium.
You will get covered for all your claim related medical expenses as lump sum upto the limit specified in terms and conditions. This list may include follow-up visits, medication, diagnosis… etc.,
You will get 1% of Sum Insured subject to a maximum of Rs. 6,000 per day towards room, boarding and nursing expenses.
You need to take care of yourself so that you can provide your loved ones with all they need. Protect your health from any unwarranted financial troubles by opting for a health insurance plan.
Your family means the world to you and is the most precious thing in your life. You would want to protect it at all costs. Protect your family with health insurance plan so that no financial problem can burden your family.
The charges for transporting the insured person via ambulance before and after the hospitalization are covered under ambulance charges.
The expenses needed for the tratment/ surgery for any cardio-vascular disease
Hospitalisation Expenses means the medical treatment costs that is necessary andreasonable in scope to treat the condition for which the Insured Person was Hospitalisedto the extent that such cost does not exceed the reasonable charges. The patient has to be in the hospital for at least 24 hours. Generally covers ICU charges, surgery, anaesthesia, doctor's charges etc.
Pre-hospitalization expenses include various charges related to medical tests before an individual gets hospitalized. Post hospitalization expenses include all expenses or charges incurred by an individual after he or she is hospitalized.
Day Care Treatment refers to medical treatment and/or surgical procedure which is undertaken under General or Local Anaesthesia in hospital / day care centre in less than 24 hours because of technological advancements. The expenses for these tratments are day care treatments.
Dialysis is used during end-stage kidney failure to replace the functions of the kidneys -- including waste removal and regulation of blood levels of potassium and sodium. The expenses for this treatment are dialysis expenses
Outpatient department (OPD) expenses, such as diagnostics tests, chemist bills, doctor's visit fees, dental treatment, medical bills etc, form a major portion of total healthcare cost these expenses are called OPD expenses
Domiciliary Hospitalization is the treatment of the patient taken at home due to lack of accommodation in the hospital/nursing home or the patient's condition being such that he/she cannot be shifted to the hospital
Hi Dr. Mamtaa Goel, I am looking for a Health Insurance cover. Can you please brief me about this product
If you looking for a health insurance plan for your parents or senior citizen's, then you should consider this plan. Covering PED's from 2nd year, no pre-medical screening and lifetime renewability are the key highlights that make this plan special. But please make a note that there are certain sub-limits and co-payment applicable. You could check them in the terms of the policy.
Thank you so much for your help...
It’s my pleasure. Please feel free to ask whatever questions you have. Myself or my friends will try our best to answer. Just click the below button and ask your questions.
Dr. Nandagopal Pothula has been in the field of Finance and Insurance for the past 19 years. He was the Senior Vice Presidentat Birla Sun Life Insurance and also served as the CEO of Reliance Life Insurance before founding India First Life Insurance Company. He is the CEO of Insurance Inbox.
Kamalakar Sai has 22 years of experience in finance and insurance background. He has held key managerial positions at Birla Sun Life Insurance, Reliance Insurance, India First Insurance and is currently serving as the Director of Geosansar Insurance Brokerage Private Limited
Mamtaa Goel is the Business Director at Insurance Inbox. She has an excellent 12 year record in the field of Insurance having served in senior managerail capacities at Reliance Insurance, TTK Healthcare and IndiaFirst Life Insurance.
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