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Future Generali Life Insurance

A joint venture between three prominent groups – Future Group, Generali Group, and Industrial Investment Trust Limited (IITL), Future Generali Life Insurance is one of the leading insurance companies in India. Established in the year 2007, the company has spread its branches across 75 locations in the country and is credited to have sourced more than 12 lakh policies since the time of its inception.

The availability of Future Generali Life insurance online has made it easier for people to access the products and services provided by the company. They can now compare Future Generali life insurance plans and purchase the one that best suits their needs.


Plans offered by Future Generali Life Insurance

Life insurance is meant to enhance your financial planning for the future and secure it against any unexpected mishaps. It is meant to provide a financial backup to your family in case any accident or misfortunes were to happen to you, thus causing a loss of income.
Future Generali Life Insurance introduces a wide range of life insurance policies, with benefits like affordable premiums, savings options, tax benefits, and so on.
Mentioned below are a few of the most preferred Future Generali Life Insurance plans –

    Plan Name : Future Generali New Assure Plus

      About the plan

      The New Assure Life Insurance by Future Generali is a non-linked, participating, tax saving plan that has four premium payment frequencies, namely – monthly, quarterly, half yearly, and yearly. Any individual in the age group of 18 to 70 years can purchase the plan. While the minimum sum assured is of ₹1,00,000, the policy term can range from 10 to 30 years.


          • Under this policy, you receive the flexibility to choose any combination of policy term and premium payment term, depending on your financial goals.
          • It also gives you the opportunity to enhance your maturity payout, through bonuses.
          • This plan gives you the choice to select from among two death benefit payout options.
          • Under this plan, you are also entitled to income tax benefits under Section 80 C and 10 (10 D), according to the current tax laws.
              Note:To know more about this plan, contact insuranceinbox.

            Plan Name : Future Generali Flexi Online Term Plan

              About the plan

              This Future Generali life insurance term plan comes with a flexible coverage option for the policyholder. As the insured, you get choose between a fixed income and an increasing income protection option, besides the usual basic life cover policy.

              Where the entry age for the basic life cover under this plan is 18 to 55 years, the entry age for income protection is 25 to 65 years.


                  • This plan provides coverage upto the age of 75 years.
                  • Under this plan, the premium rates for women are lower.
                  • On opting for a higher sum assured, you receive a discount in the premium rate.
                  • You are eligible to tax benefits under Section(s) 80C, 80CCC (1), 80D, and 10 (10D), as applicable.
                      Note:To know more about this plan, contact insuranceinbox.

                    Plan Name : Future Generali Pension Guarantee

                      About the plan

                      Old age proves challenging not only to your health, but to your financial stability as well. Hence, you need to secure your finances to as much of an extent as is possible. The Pension Guarantee Future Generali Life Insurance policy is a tax saving plan that lets you pay for a limited period of time, while staying invested for a longer period.


                          • This plan lets you create a retirement corpus.
                          • The plan comes with a guarantee of a minimum return of 101% of all the premiums paid, on maturity.
                          • You as a policyholder will receive the maturity sum assured, along with accumulated bonuses on vesting (maturity).
                          • This plan also provides you a death benefit, which is 105% of all the premiums paid, excluding the Goods and Service Tax and extra premiums paid.
                              Note:To know more about this plan, contact insuranceinbox.


                          • Strong base- The parent companies of Future Generali Life Insurance are some of the biggest names in their respective areas and have pooled in ₹1,507 crores to run the company.
                          • Simplified products- The products offered by the company are simple to understand and can be customized to suit the need of the customer.
                          • Proven Performance- The company has a track record of spreading its business to over 75 locations within the nation, in a time period of less than 10 years.

                          Claim process at Future Generali Life Insurance

                          The company has an easy and transparent claim process for settling claims in the quickest time, while causing the least amount of inconvenience possible, to its customers. The process involves –

                          Review of Future Generali Life Insurance

                          Despite being in the financial arena for less than ten years, Future Generali Life Insurance has registered tremendous growth. During the Future Generali Insurance Week, the company won the Silver EFFIE Award in the year 2011, for its marketing effectiveness, in the financial category. With a decent claim settlement ratio of 89.47% for the year 2016-17, the Company has proved to be a major player in the financial products’ market.